Travel cancellation cover
Due to the improved situation, the European travel insurance will not, as of now, classify COVID-19 as a pandemic and therefore as a reason for exclusion in cancellation and travel interruption insurance, as long as the situation remains stable and there is no renewed surge in cases (second wave of infection) and, as a result, no tightening of measures, in particular travel restrictions.
Thus, as long as the situation remains stable, full cancellation insurance and travel interruption cover will apply again. Cancellation cases in connection with COVID-19 are also covered, although COVID-19 is still classified as an epidemic or pandemic (WHO, Austrian health authorities, therefore pandemic exclusion according to the ERV Terms and Conditions for Travel Insurance will not be argued as long as the situation remains stable). This also applies to any travel interruption costs.
However, there is no protection against cancellation if you cannot or do not want to start the travel because you are a risk patient or - even as a risk patient - you are worried about infection due to the increasing number of cases at your holiday destination.
For a detailed description of covered and uncovered cases, you can visit the official website of "Europäische Reiseversicherung".